Fannie Mae transformed homeownership in the U.S. with the introduction of the 30-year, fixed-rate mortgage loan. In the early years of the 20th century, homeownership was a cherished dream for many families.
Third Party Risk Analyst (Flexible Hybrid)
Company Description
At Fannie Mae, futures are made. The inspiring work we do helps make a home a possibility for millions of homeowners and renters. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will grow your career and help create access to fair, affordable housing finance.
Job Description
As a valued colleague on our team, you will assist the team with identifying and assessing potential risks that may threaten our reputation, safety, security, and/or financial success, as well as participate with the team in communicating and collaborating with key stakeholders across the enterprise, and understanding business objectives.
THE IMPACT YOU WILL MAKE
The Third Party Risk Analyst role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
- Assist team with determining suppliers that pose potential risks to the enterprise.
- Review and analyze the impact of inherent third-party risks to the enterprise and third-party controls.
- Document control guidelines and methods to mitigate risk and resolutions.
- Maintain processes to comply with regulatory and enterprise requirements.
- Advise stakeholders on third party risk management
- Partner with the team to carry out business strategies that will drive success in the face of shifting priorities, risk, and regulations.
Qualifications
THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experiences
- Strong project management skills; ability to manage multiple projects effectively, strong time management and prioritization skills.
- Strong written and oral communication skills, attention to detail and interpersonal skills.
- Experience gathering accurate information to explain concepts and answer questions.
- Influencing skills; can negotiate, persuade others to accomplish tasks, facilitate meetings, and resolve conflict.
- Excellent presentation skills up to Officer level; able to present information and/or ideas to an audience in a way that is engaging and easy to understand.
- Proven relationship management skills including engaging and managing stakeholders, internal customers, vendors, etc.
- Ability to work with people with different functional expertise respectfully and cooperatively towards a common goal.
- Ability to understand complex business process and risk issues.
Desired Experiences
- Bachelor’s degree or equivalent
- Experience with third party risk or operational risk management frameworks strongly preferred.
- Experience in third party risk assessment, supplier management, or operational risk role.
- Risk management or audit experience including designing or evaluating controls, conducting risk assessments, identifying control gaps, remediating risk, advising, documentation, etc.
- Experience with statistical/data analysis and reporting; can analyze data to identify trends or relationships to inform conclusions about the data, skilled in creating visual concepts for graphical representation of data.
- Prior experience helping an organization plan and manage change efforts to meet strategic objectives.
- Risk certification.
Skills
- The group of skills related to Risk Assessment and Risk Management including identifying risk, evaluating control design and effectiveness, identifying control gaps, remediating risk, etc.
- Adept at managing project pipeline, time, people, and priorities to ensure successful project completion
- Experience gathering accurate information to explain concepts and answer questions
- The group of skills related to Relationship Management including managing and engaging stakeholders, customers, and vendors, building and leveraging relationship networks, working with people that have different functional expertise respectfully and cooperatively towards a common goal, etc.
- The group of skills related to Influencing including negotiating, persuading others, facilitating meetings, and resolving conflict
- Skilled in oral and written communication
- Skilled in documentation and database reporting with the use of relevant software such as a risk platform, Tableau, or Excel for the purposes of data discovery and analysis to identify trends or relationships to inform conclusions and decision-making
- Skilled in creating visual concepts, creating content, and editing content by hand or with the help with computer software to communicate ideas
- Skilled in presenting information and/or ideas to an audience up to Officer level in a way that is engaging and easy to understand
- The group of skills related to Business Insight including advising, interpreting customer needs and preferences, resource capabilities, etc.
- The group of skills related to Governance and Compliance including creating policies, evaluating compliance, conducting internal investigations, developing data governance, etc.
- Experience helping an organization to plan and manage change in effort to meet strategic objectives
Tools
- Experience using ProcessUnity or risk platforms
- Skilled in Excel
- Skilled in Visio
- Experience using SharePoint
- Experience using Source-to-pay or Procure-to-pay technology ((e.g., Ivalua/ProcureOne)
Additional Information
The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers
Fannie Mae is a flexible hybrid company. We embrace flexibility for our employees to work where they choose, while also providing office space for in-person work if desired. At times, business need may call for on-site collaboration, which means proximity within a reasonable commute to your designated office location is preferred unless job is noted as open to remote.
Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at careers_mailbox@fanniemae.com
The hiring range for this role is set forth on each of our job postings located on Fannie Mae’s Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee’s physical, mental, emotional, and financial well-being. See more here.
Director of Loan Review (Flexible Hybrid)
Company Description
At Fannie Mae, futures are made. The inspiring work we do helps make a home a possibility for millions of homeowners and renters. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will grow your career and help create access to fair, affordable housing finance.
Job Description
In this compelling leadership position, you will lead efforts to develop and implement strategic plans for assessing and identifying potential risks that may threaten our reputation, safety, security, and/or financial success, as well as work with leadership to communicate and collaborate with key stakeholders across the enterprise, and understand business objectives.
THE IMPACT YOU WILL MAKE
The Enterprise SF Risk – Risk Management – Director role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
- Direct the team responsible for determining business areas that pose potential risks to the enterprise, and assist leadership with developing a process to identify threats.
- Direct team efforts to evaluate the impact of proposed risks to the enterprise.
- Oversee information monitoring and processes to reduce risk using rigorous analysis, and may assist with implementing updates and changes to the process.
- Direct efforts to document resolutions and control guidelines.
- Drive implementation of business strategies that will drive success in the face of shifting consumer behaviors and regulations.
Qualifications
THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experience
- 8 years of risk, audit or regulatory experience
- Experience leading and managing teams
- Experience in credit underwriting to support risk oversight activities
- Experience in Loan Review function
- Experience directing a team responsible for providing independent assessment of loan quality reviews performed by the Loan Quality Center (LQC)
- Experience providing ERM (Enterprise Risk Management) opinion on accuracy and reliability of defect and findings rates used to evaluate lender performance.
Desired Experience
- Bachelor’s degree or equivalent; Master’s degree preferred
- Experience in the financial services sector or mortgage industry, preferably Single Family
- Risk, audit, or regulatory experience in the operational risk discipline
- 5 years or more of team leadership experience
- Experience leading teams in a rapidly evolving environment
- Experience influencing and developing relationships across a broad spectrum of stakeholders in business, risk and regulatory business areas
- Experience performing or reviewing risk and control self-assessments (RCSA)
- Experience developing risk measures to quantify risk levels such as key risk indicators (KRIs,) key performance indicators (KPIs,) or early warning indicators (EWIs); must be able to manage loss events and develop or challenge action plans associated with those events
- Skilled in presenting information and/or ideas to a senior management audience in a way that is engaging and easy to understand
Skills
- Mortgage Loan Underwriting
- Loan Reviews
- Credit Risk AnalysisMortgage Loan Underwriting
- Loan Reviews
- Credit Risk AnalysisMortgage Loan Underwriting
- Loan Reviews
- Credit Risk Analysis
- Mortgage Loan Underwriting
- Loan Reviews •
- Credit Risk Analysis
Lead Internal Auditor – Single Family (Flexible Hybrid)
Job Description
As a valued colleague on our team, you will provide leadership and advice on the identification and assessment of potential risks that may threaten Fannie Mae’s reputation, safety, security, and/or financial success. You will engage with key stakeholders across Single-Family and other divisions and your work will help strengthen and improve the risk and control environment of the company.
THE IMPACT YOU WILL MAKE
The Lead Internal Auditor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
- Apply technical knowledge and expertise to lead internal audits and reviews across Fannie Mae’s Finance and Single-Family divisions. Use a risk-based approach to develop and adjust audit plans as appropriate and determine areas requiring additional analysis.
- Provide day-to-day project leadership ensuring projects are completed on-time and within scope and budget. Monitor team progress, manage project budgets, and provide technical guidance and on-going coaching to other Auditors.
- Collaborate with modeling and technology audit partners to define project scope and develop an integrated testing strategy.
- Identify opportunities to utilize data analytics and emerging technologies to increase efficiency and effectiveness in audits through data driven insights and full population testing.
- Conduct first-level review of work and documentation, leveraging guidance from Audit Management as needed. Review and finalize staff work papers and deliverables with Audit Management. Develop audit reports with Audit Management.
- Inspire and motivate team members to achieve results.
- Lead meetings with internal and external stakeholders to effectively communicate audit issues, results and project status.
- Build and maintain relationships with business partners. Provide advice and share Internal Audit knowledge with business partner managers and staff to strengthen governance, risk, and control environments.
- Engage in continuous risk assessments and monitoring of emerging and existing risks confronting Fannie Mae’s Finance and Single-Family divisions.
Qualifications
THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experience
- 4 years of related professional experience
- CPA, CISA or CIA required
Desired Experience
- Bachelor’s degree or equivalent in Internal Audit, Business Administration, Finance, Accounting, and/or Information Systems.
- 6 years of audit, risk management, or regulatory experience in a large and complex organization desired
- Ability to be flexible with changing priorities and able to manage multiple projects concurrently with minimal direction. Adept at managing project plans, resources, and people to ensure successful project completion
- Experience working with people with a different functional expertise respectfully and cooperatively to work toward a common goal.
- Experience with process, risk and control assessments, including evaluating the design adequacy and operating effectiveness of controls and identifying and assessing the risk impact of control gaps of operational and financial reporting processes.
- Experience providing credible challenge, both written and verbal, to management and stakeholder/customers.
- Experience communicating audit or risk assessment results, both written and verbal, to management and stakeholder/customers.
- Superior problem solving, critical thinking, and data analysis skills.
- Experience analyzing data to identify trends or relationships to inform conclusions about the data.
- Influencing skills including negotiating, persuading others, facilitating meetings, and resolving conflict.
- Relationship management skills including managing and engaging stakeholders, customers, vendors, and building relationship networks.
- Skilled in information retrieval including fact gathering, conducting focus groups and interviews, and designing surveys.
- Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI.
- Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand.
- Skilled in Microsoft Product Suite (MS Teams, Excel, SharePoint, Word, etc.)
- Skilled in Alteryx, SQL and/or Python for data analytics applications.
- Experience using Adobe Acrobat, SQL
Capital Markets Whole Loan Conduit Analytics Senior Associate (Flexible Hybrid)
Job Description
As a valued colleague on our team, you will contribute to monitoring financial markets and initiating trades or transactions to capitalize on recognized patterns or according to a strategy. You will utilize existing strategies for analyzing financial market data, determine trends or patterns, make trades or transactions based on the analysis of financial market data, effectively transfer a portion of credit risk to private capital, and collaborate with your team and management to establish pricing according to the associated risk of the asset.
The employee will be expected to develop into a subject matter expert on Capital and Return (Regulatory and Economic) in support of the Whole Loan Conduit and broader Capital Markets organization. Ongoing optimization of Capital and Return across all Capital Markets functional groups, a thorough understanding of competitive positioning and strategy with respect to constantly evolving market dynamics, and the ability to synthesize complex concepts to effectively advocate in support of these goals are all essential to success in this role. The employee will additionally be responsible for assessing, developing, and managing a suite of tools and reports that optimize market transactions across Capital Markets through the lenses of Capital and Return.
THE IMPACT YOU WILL MAKE
The Capital Markets Whole Loan Conduit Senior Analytics Associate (Flexible Hybrid) role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
- Maintain and strengthen relationships with financial dealers or other market makers to provide pricing information on mortgage-backed securities (MBS) available for sale.
- Develop and build strong relationships with internal and external customers through active engagement and inspiring work.
- Monitor financial markets and initiate trades/transactions to capitalize on recognized patterns or according to a strategy.
- Track financial market activities, understand and evaluate new developments in the market, and report on potential impact on business/position, as well as use internal valuation and risk models to assist with analysis and demonstrate proficiency with financial market data sources.
Qualifications
Minimum Required Experiences
- 2 years
Skills
- Experience gathering accurate information to explain concepts and answer critical questions
- Experience in the process of analyzing data to identify trends or relationships to inform conclusions about the data
- Skilled in creating and managing databases with the use of relevant software such as MySQL, Hadoop, or MongoDB
- Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI
- The group of skills related to Programming including coding, debugging, and using relevant programming languages
Tools
- Skilled in SQL
- Skilled in Tableau
- Skilled in Excel
Desired Experiences
- Bachelor degree or equivalent
- Self-starter with the ability to quickly learn new tools and concepts
- Programming experience including R Studio or Python
