PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders.
Overview:
PayPal is hiring eligible and interested applicants for the post of Manager, Risk & Compliance Oversight at their Bangalore, Karnataka, and Chennai, Tamil Nadu, India locations. This role is part of the First Line of Defense Model Risk Management function and will be responsible for managing the governance process for all models built within the GADS organization and includes activities governed by the enterprise-wide Model Risk Management (MRM) standards and procedures and external regulatory guidance.
To complete details for this job are as follows.
Role and Responsibilities:
- Implement a comprehensive model risk management framework for all AI/ML models developed in the GADS organization. This includes establishing policies, procedures, technical guidance, and controls to identify, assess, monitor, and manage our AI/ML model risks.
- Ensure all AI/ML models are inventoried, documented, validated and monitored according to Enterprise MRM Policy.
- Evaluate the effectiveness of newly developed AI/ML models: You’ll be a key partner in the MRM model reviews and validation exercises to ensure models are performing as intended and meet regulatory requirements.
- Collaborate with model developers and business users: Work closely with stakeholders to understand model purpose, design, and limitations, and communicate model risks effectively.
- Manage the remediation efforts for findings from independent model validations.
- Stay up-to-date on regulatory changes and best practices: Keep our team informed about emerging trends and ensure compliance with relevant regulations.
What do you need to bring-
- Bachelor’s / Master’s degree in quantitative area strongly preferred – including mathematics, statistics, engineering, computer science, economics or finance
- 5+ years’ experience in AI/ML model development and/or validation / model risk management in consumer and/or business financing in the digital payments industry
- 5+ years of Audit, Risk, Compliance, Regulatory, banking or similar experience with deep knowledge of model risk management guidelines set forward by regulatory agencies such as the Federal Reserve SR 11-7, OCC 2011-12 and the recently published EU AI Act.
- Experience navigating within a three lines of defense model to address risk matters.
Disclaimer: The Recruitment Information provided above is for informational purposes only. The above Recruitment Information has been taken from the official site of the Organisation. We do not provide any Recruitment guarantee. Recruitment is to be done as per the official recruitment process of the company or organization posted the recruitment Vacancy. We don’t charge any fee for providing this Job Information. Neither the Author nor Findoutjob and its Affiliates accepts any liabilities for any loss or damage of any kind arising out of any information in this article nor for any actions taken in reliance thereon.
Data Analyst, Credit Risk Strategies
Job Description
Time Type:
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Description Summary:
What you need to know about the role-
• This position is part of the Global Commercial Lending Credit Risk team and will be responsible for performing data analytics using machine learning tools to identify opportunities and build strategies to mitigate risk associated with commercial lending portfolio
• This position will play a crucial role in developing and refining credit risk management strategies pertaining to New Accounts acquisition.
• This position will be responsible for analyzing large datasets identifying trends and providing insights to inform decision making processes aimed at mitigating credit risk exposure for the organization.
Meet our team
• You will directly impact the Global Merchant Lending business by delivering strategies that will enable overall growth of the commercial lending portfolios, while effectively managing credit risk.
• You will report to Manager, Global Commercial Lending
• The GML Credit Risk team directly supports the GML Business Unit and other relevant key stakeholders across PayPal’s Consumer, Merchant, Credit, and Payments Business Units.
Job Description:
Your way to impact
- You believe in data-driven decisions and use data to create risk management strategies and answer business questions
- You are hyper-analytical, intellectually honest, and extremely passionate about data and testing (e.g., A/B experimentation)
- You are a highly motivated, result-oriented, enjoy working in a fast-paced environment, and can deliver successful results with required guidance
Your day to day
- Data Collection and Preparation: Gathering loan application data from various sources. Cleanse and preprocess the data to ensure accuracy and consistency. Perform data validation and quality checks to identify and resolve anomalies
- Conduct exploratory data analysis to identify patterns and correlation
- Utilize statistical methods and machine learning techniques to develop risk management strategies
- Collaborate with partners and stakeholders teams to implement new strategies
- Refine credit policies and underwriting criteria based on data-driven insights
- Monitor the effectiveness of credit policy changes and iterate on strategies to achieve desired outcomes
What do you need to bring-
- A bachelor’s or master’s degree in business, finance, economics, or a related field.
- Prior experience in credit risk management, or a related field.
- Bachelor’s degree or higher in a quantitative field such as Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.
- 3+ years post-college working experience within the data-mining, quantitative research or analytics organization. Credit Risk experience is a must.
- Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.
- Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis.
- Must have good business judgment with demonstrated ability to think creatively and strategically.
- Aptitude and willingness to roll-up the sleeves and get involved in the details.
- Proficiency in Python, R and SQL.
- Excel, Word, and PowerPoint proficiency
- Must have good business judgment with demonstrated ability to think creatively and strategically.
- Aptitude and willingness to roll-up the sleeves and get involved in the details
**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
Additional Job Description:
Subsidiary:
PayPal
Travel Percent:
0
For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.
Who We Are:
Click Here to learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
Software Engineer
Job Description
Time Type:
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Description Summary:
What you need to know about the role:
The Developer Platform Engineering (DPE) team is seeking a highly resourceful and motivated platform engineer to join our existing team and help us rollout the next generation of PayPal’s Developer Productivity Platform. We are looking for an individual who can help us design, rollout & maintain a scalable and reliable CI/CD solution.
Meet our team:
As a Platform Engineer on our team, you will be responsible for developing and maintaining our core infrastructure and services and also integrate best-in-class vendor tooling. You will work closely with our application developers, cloud-engineers and other stakeholders to ensure our platform is scalable, reliable, and efficient.
Job Description:
Your way to impact:
As a Platform Engineer on our team, you will be responsible for developing and maintaining our core infrastructure and services and also integrate best-in-class vendor tooling.
Your day to day:
Platform Development: Build and maintain scalable platform infrastructure that supports multiple applications and services.
- Process Automation: Implement and manage automation tools for continuous integration/continuous deployment (CI/CD) pipelines, configuration management, and system monitoring.
- Vendor Tool Integration: Integrate vendor tools with the existing systems ecosystem using automation and configuration.
- Performance Optimization: Monitor, troubleshoot, and optimize platform performance, ensuring high availability and reliability.
- Platform Hardening: Ensure that the platform meets security standards and complies with relevant regulations.
- Collaboration: Work closely with cross-functional teams to understand platform requirements and provide technical solutions that meet business needs.
- Documentation: Create and maintain comprehensive documentation for platform architecture, processes, and procedures.
- Innovation: Research and implement new technologies and tools to enhance the platform’s capabilities and performance.
- Agile Practice: Participate in Agile Events (sprint planning, epic & user story grooming, sprint demo, and retrospective)
What you need to bring:
- Experience: 3-5 years of experience in platform engineering, DevOps, or related roles.
- Technical Skills:
- Strong proficiency in scripting languages (e.g., Python, Bash).
- Experience with infrastructure-as-code tools, particularly Terraform
- Proficiency with cloud platforms, particularly Google Cloud or AWS.
- Hands-on experience with CI/CD pipelines and related tools (e.g., Jenkins, Harness, Argo etc).
- Strongly Preferred: Experience with Harness CI.
- Hands on experience of containerization technologies (e.g., Docker, Kubernetes).
- Working knowledge in GitHub, JFrog Artifactory, Confluence and ServiceNow
- Hands on experience with monitoring and logging tools (e.g., DataDog, Splunk etc).
- Working knowledge in SonarQube
- Problem-Solving: Strong analytical and problem-solving skills with a focus on delivering robust solutions.
- Communication: Excellent verbal and written communication skills, with the ability to collaborate effectively with technical and non-technical stakeholders.
- Education: Bachelor’s degree in Computer Science, Engineering, or a related field is preferred.
For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
