SHRIRAM TRANSPORT FINANCE COMPANY LIMITED is a Public incorporated on 30-06-1979. It is classified as a Non-govt company and is registered at RoC-Chennai. Their state of registration is Tamil Nadu. Its authorized share capital is 15970000000.00 and its paid-up capital is 2269067360.00.
Credit Manager
Details:
- Minimum 2 years of experience in credit underwriting, preferably in the vehicle finance industry.
- Job Location: Across India
Qualification:
- Bachelor’s degree in finance, accounting, business administration or related field.
Skills:
- Strong understanding of credit risk assessment methodologies and underwriting principles.
- Effective communication skills, both verbal and written.
Job description:
- Evaluating credit proposals covering financial and business risk.
- Credit underwriting and CAM preparation of Commercial vehicle, Passenger vehicle, Farm and Construction equipment, and other loan products as per Policy.
- Evaluation of financial statements and ratio analysis for borrower & business profile.
- Document and KYC verification, PDD tracking, and closure as per Norms.
- Preparation of viability report for vehicles.
- Coordinating in the entire disbursement process for Sanction of loans as per requirement and credit history.
- Ensuring compliance with company policies and regulations.
- Monitoring loan portfolio performance and identifying risks.
- Applying credit scoring models and underwriting guidelines.
- Collaborating with sales and operations teams.
- Staying updated on industry trends and changes.
Executive-Customer Complaints Management
Eligibility Criteria
- Should have completed their Qualiflying Degree with minimum Aggregate of 50%
- Age should be upto 30 years
- Location: Chennai
- Experience: 3+ years in Customer Complaints Management
Qualification
- Any Graduates / Post Graduates.
Selection Procedure
- Should have excellent communication and presentation skills.
- Should have good knowledge of Finance & BFSI products.
- Should be well versed in MS Office.
Job description
- Handling Customer Complaints.
- Record and evaluate complaint submissions.
- Coordinate with internal departments to incorporate vital input into reports.
- Review and provide feedback on complaint investigation.
- Ensure to maintian TAT & timely processing of complaints.
Assistant Manager/Deputy Manager
Eligibility Criteria :
- Should have completed their Chartered Accountant (CA).
- Should have completed their Qualifying Degree with Aggregate of 50%.
Qualification:
- Chartered Accountant (CA)/Inter CA
Selection Procedure :
Interview Round
HR Discussion
Job Description :
Finalization of accounts, Ratio Analysis, Preparing Board and Investor presentations, Handling of RBI, SEBI and MCA Compliances & Statuary filings.
Identification of prospective Customers, Sourcing & sustaining Customer Relationship, Cross Selling, Recovery Functions.
Business Executive
Eligibility Criteria
- Should have completed their Qualifying Degree with Aggregate of 50%.
- Age should not be above 27 years.
Qualification
Any Graduates / Post Graduates.
Selection Procedure
- General Aptitude Test
- Interview
Job description
Identification of prospective Customers, Sourcing & sustaining Customer Relationship, Cross Selling, Recovery Functions.
Deputy Manager – Administration
JOB DESCRIPTION
| Job Purpose | “This position is open with Bajaj Finance ltd.” |
| Duties and Responsibilities |
General Admin (Facility Management & R&M) 1. Control branch OPEX expenses within set budget. 2. Maintain regular Maintenance & Hygiene of branches. 3. Timely closer on Issues including R&M activity. 4. Timely Payment of branch expense bills. 5. Expense control of general expenses of branches. 6. Branch Feedback of employees & seniors visiting branches. 7. Maintain proper data / records of all expenses of all locations managers & supervised. 8.Monthly branch visits . Infrastructure (NEW & Projects under BASE) 1. Identification of new premises as per company requirement (Location & rate). 2. Close on documentation & legal clearance. 3. Having the civil work (as required) completed. 4. Installation of furniture & fixtures. 5. Coordination with infra vendors. 6. Ensuring the branch is complete & handed over to business well in TAT Statutory Compliances 1. Ensuring the LOI is signed well within the TAT. (within 5 working days from receiving the legal clearance & stability 2. Ensuring the lease agreement is signed well within the TAT. (within 10 working days from signing the LOI 3. Ensuring the lease agreement is registered well within the TAT. (within 20 working days of receiving the approval from H.O) 4.the shops & establishments application is applied & the certificate is received well within the TAT. (within 10 days of branch completion) 5.security related equipment’s are up to date under AMC & renewals are done prior to expiry of contract. 6. Renewals of all Lease agreements & AMC contract done prior to the expiry date. 7. Ensuring all statutory documents / certificates are displayed at the common area (reception) in line to compliance. |
| Required Qualifications and Experience |
1. Graduate in any discipline with experience of working in Administration preferred 2. Inclination to have knowledge/ exposure on legal/ compliance matters. 3. Exposure in handling govt. / legal Issues 4. Team management & interpersonal Skills 5. Good on negotiations and Vendor development & Management 6. Well versed with MS Word, Excel, Power Point 7. Willing to Travel |
Manager – Underwriting
JOB DESCRIPTION
| Job Purpose | “This position is open with Bajaj Finance ltd.” |
| Duties and Responsibilities |
Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. - Credit appraisal for BL & Doctor Loans files for the assigned location - Keeping delinquency under control - Compliance of policy and processes - Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format - Market Research and Feedback for new product launch. - Feed back on credit policy based on market conditions. |
| Required Qualifications and Experience | Chartered Accountant /MBA Finance with 2-3 years of relevant experience.<br/> Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans<br/> Positive attitude and team player |
Assistant Manager – Rural Term Loan
| Job Purpose | “This position is open with Bajaj Finance ltd.” |
| Duties and Responsibilities |
IBA Identification, Management and Deliverables:
1) Screening of potential IBA’s basis fitment and profile Systems Understanding & Data Analysis: • Understanding of CRM & lending system, Salesforce.com & Finnone is a must |
| Required Qualifications and Experience |
Should have 1-2 year of Outbound Sales team management experience Prior experience in a sales role in retail lending would be added advantage. Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team Management & Interpersonal Skills. Exceptionally high motivational levels and need to be a self-starter. |
Assistant Manager
JOB DESCRIPTION
| Job Purpose | The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. |
| Duties and Responsibilities | Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory ComplianceReporting and AnalysisRisk ManagementTeam LeadershipVendor ManagementCo-ordinating with internal and external clients |
| Required Qualifications and Experience | Achieve collections target by visiting customers/agency.Monitor performance against set parameters and provide regular updates.Ensure legal guidelines are complied with while repossessing products.Maintain accurate records of customer interactions and transactions.Provide regular reports on collection activities and performance.Handle escalations promptly and effectively to resolve issues.Daily DRR (Daily Risk Report) managementDevelop and implement strategies to improve collection rates.Case to Case trackingResolution at per AOP with in agreed timelinesPortfolio ManagementDebt Collection StrategyTarget AchievementRegulatory Compliance Reporting and Analysis Risk Management Team Leadership Vendor Management Co-ordinating with internal and external clients |
