Yubi is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We believe that access to prudent finance is the right of all global citizens and that is what drives all of us here at Yubi.
Senior Associate (Jr BISO)
Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.
From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products
Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.
Job Description
Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world’s possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.
In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.
In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds – all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance.
Yubi Credit Marketplace – With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements.
Yubi Invest – Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income
Financial Services Platform – Designed for financial institutions to manage co-lending partnerships & asset based securitization
Spocto – Debt recovery & risk mitigation platform
Corpository – Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises
So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore.
Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment.
At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story.
Requirements
Benefits
VP- Key Account management
Inviting applications for the role of VP-Key Account Management(SAAS Product Sales)
Key Responsibilities
● Develop and grow trusted relationships with key clients
● Build thorough understanding of key customer needs and requirements
● Take ownership of driving repeat transactions and minimizing churn
● Serve as the link of communication between key customers and internal teams
● Resolve any issues and problems faced by customers and deal with complaints to
maintain trust
● Prepare regular reports of progress and forecasts using key account metrics
● Defend and Grow Client Revenue, Cross sell & up sell to existing client portfolio to
increase penetration
● Liaison with key decision makers – Business Managers, Risk Managers, Product
Managers etc. in banks and financial institutions to identify new opportunities and
grow existing business
● Gather and decipher the client’s requirements and suggest how various spocto
solutions can be implemented to enhance and improve the existing processes and focus
not just on product sales but also pitch new solution ideas.
● Understand and manage engagements to meet client expectations and build, deepen
and broaden client relationships
● Demonstrate excellence in engagement delivery, strategic problem solving, and strong
client relations at senior executive levels
● Work closely with internal teams for resolving client queries to ensure high quality
delivery of service and timely resolution of all member issues
● Monthly business review and governance Documenting end to end sales activities and
communication on sales platform and workflows used by the company Client
Governance Matrix on scheduled monthly, quarterly reviews to be defined and
conducted.
● Ensure timely receipt of payments against Invoices Detailed competition mapping
Requirements
● 15 years+ experience in Business Development and sales focused on B2B KAM or Enterprise KAM. Experience in Platform Sales across Rating Agency, B2B e-commerce platforms, SAAS platforms, Fintech, payment gateways will be preferred.
● Should possess excellent presentation skills and experience in Key Account Management
● Experience in platform sales across Rating Agency, Private Bank and other Financial services.
● Detail-oriented with the ability to manage multiple relationships parallelly MBA / PGDM degree from a premier institution or Chartered Accountant would be preferred
● Exceptional written and verbal communication, managing technical proposals
● Ability to work under pressure & track record of delivering targets
DVP/AVP – Sales Specialist
We are seeking a motivated Sales leader who will act as the thought leader and market expert. This leader will be the subject matter expert of the respective Yubi platform.
Key Responsibilities
Primary
Owns platform revenue across clients of the respective platform
Influences credit policies / product programs
Responsible to drive GTV
Subject-Matter-Expert of the respective platform
Prepare sales decks for pre-sales, post-sales and run product demos
Continuously analyze and reduce revenue leakage and reduce sales cycle
Secondary
Support in PUA signing (Primary Leads)
C. External Interactions
Works with client’s relevant operator teams (such as co-lending business head)
Business head
Risk head
Analytics head
D. Internal Interactions
Implementation & Delivery to keep track of all integrations
Product and Tech to enhance and improve the solution
E. Performance Metrics
Adherence to AOP of the allocated Yubi platform across all clients. Plan vs Actual
AOP as planned may include revenue, go-live, mXn
Requirements
Experience Required:
10-15 years in lending platforms, LOS, digital lending, co-lending, business rule engine (BRE). Experience in solutioning sales specialization, preferably GTM expertise in BFSI tech product/SaaS, enterprise solutions.(detailed criteria shared in the last section).
Qualification
10-15 years in lending platforms, LOS, digital lending, co-lending, business rule engine (BRE).
Experience in solutioning sales specialization, preferably GTM expertise in BFSI tech product/SaaS, enterprise solutions.
Experience in independently managing accounts, owning P&L
Ability to drive discussions at senior levels for platform sales conversion and account management
Strong negotiation and relationship-building skills, with a customer-first mindset.
Demonstrated ability to manage a full sales cycle, from prospecting to closing and account growth.
Understanding of the Banking and NBFC sector in India
Knowledge of banking products, processes, debt instruments, regulations and trends is a huge plus
Exceptional communication, negotiation, and relationship-building skills.
MBA or equivalent degree
Sr. Production Support Engineer
We are seeking a skilled Sr. Production Support Engineer to join our dynamic Engineering team. The ideal candidate will take ownership of debugging day-to-day issues, identifying root causes, improving broken processes, and ensuring the smooth operation of our systems. You will work closely with cross-functional teams to analyze, debug, and enhance system performance, contributing to a more efficient and reliable infrastructure.
Key Responsibilities:
Incident Debugging and Resolution:
Investigate and resolve daily production issues, minimizing downtime and ensuring stability.
Perform root cause analysis and implement solutions to prevent recurring issues.
Data Analysis and Query Writing:
Write and optimize custom queries for MySQL, Postgres, MongoDB, Redshift, or other data systems to debug processes and verify data integrity.
Analyze system and application logs to identify bottlenecks or failures.
Scripting and Automation:
Develop and maintain custom Python scripts for data exports, data transformation, and debugging.
Create automated solutions to address inefficiencies in broken processes.
Process Improvement:
Collaborate with engineering and operations teams to enhance system performance and reliability.
Proactively identify and implement process improvements to optimize workflows.
Collaboration:
Act as the first point of contact for production issues, working closely with developers, QA teams, and other stakeholders.
Document findings, resolutions, and best practices to build a knowledge base.
Required Skills and Qualifications:
Experience: 3–5 years of hands-on experience in debugging, Python scripting, and production support in a technical environment.
Technical Proficiency:
Strong experience with Python for scripting and automation with Pandas.
Proficient in writing and optimizing queries for MySQL, Postgres, MongoDB, Redshift, or similar databases.
Familiarity with ETL pipelines, APIs, or data integration tools is a plus.
Problem-Solving: Exceptional analytical and troubleshooting skills to quickly diagnose and resolve production issues.
Process Improvement: Ability to identify inefficiencies and implement practical solutions to enhance system reliability and workflows.
Communication: Excellent verbal and written communication skills for cross-functional collaboration and documentation.
Nice-to-Have Skills:
Exposure to tools like Airflow, Pandas, or NumPy for data manipulation and debugging.
Familiarity with production monitoring tools like New Relic or Datadog.
Experience with cloud platforms such as AWS, GCP, or Azure.
Basic knowledge of CI/CD pipelines for deployment support.